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PolarisCommercial Insurance

Brenda Kowalski

Agency Owner at Kowalski Insurance Group

Contractor insurance that holds up when something actually goes wrong.

Points
405
1:1s
15
Referrals given
6
Testimonials
3
Streak
8weeks

About Brenda

Brenda's father opened Kowalski Insurance in a Westerville strip mall in 1987. She took over in 2014 and has moved the office exactly once, across the parking lot.

The agency writes commercial policies for about 300 central Ohio businesses, and roughly half of them are contractors: roofers, electricians, landscapers and a few excavators. Brenda knows how a general liability audit can blindside a growing crew. She also spends a surprising share of her year on Ohio BWC group rating, which quietly saves her clients thousands on workers' comp.

She reads every policy before it goes out. Clients have heard her say "I'm not selling you coverage you'll never use" often enough to repeat it back to her.

Weekends are for Clippers games, her tomato garden and two very spoiled beagles.

What members say about Brenda

3 testimonials

Our general liability renewal came back 22 percent higher in June, with three excavators and a dozer on the schedule. Brenda found a class code that had been wrong for two years, re-marketed the policy, and got us under last year's premium.

Roy Castañeda Castañeda Excavating

The general liability audit after our biggest year came with a $14k bill I didn't see coming. Brenda went through our payroll records, reclassified the office staff and the gutter crew correctly, and got it down to $3,100.

Kate Brennan Brennan Roofing & Exteriors

Brenda put us in a BWC group rating program, and our workers' comp dropped about $7,200 the first year. She also noticed our commercial auto policy still listed a van we sold in 2023.

Luis Ortega Ortega Heating & Air

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