Shannon Kerr wrote a testimonial for Roy Castañeda
My horse pasture outside Plain City held water for a week after every rain. Roy's crew repaired 600 feet of broken field tile in two days, and Escrow the goat was the only one…
ChargeShannon Kerr
Mortgage Loan Officer at Big Darby Mortgage
Construction loans, USDA loans and barndominiums. The mortgages other lenders avoid.
- Points
- 440
- 1:1s
- 16
- Referrals given
- 5
- Testimonials
- 3
- Streak
- 5weeks
About Shannon
Shannon got into lending in 2006, which she calls "a very educational time to start." She has originated loans through a crash, a boom and a pandemic, and the lesson each time was the same: know the file better than the underwriter does.
Her niche is the loans that don't fit a standard box: construction-to-permanent financing, USDA rural loans with no money down, land and lot loans, and post-frame homes and barndominiums, which many lenders still won't touch. She works closely with builders and knows how a draw schedule should run.
Shannon lives outside Plain City on six acres with her husband, two horses, and a goat named Escrow. She is a founding member of Surge Plain City.
What members say about Shannon
3 testimonialsI don't do construction-to-perm loans, so when a client wanted to build a barndominium on family land near Plain City, I sent him to Shannon. She closed it in five weeks and already knew which post-frame builders the Madison County appraisers trust.
Anil Venkataraman Northstar Home Lending USDA buyers are the hardest people to get to a closing table on a rural house, and Shannon gets them there. She closed a zero-down loan on two acres outside West Jefferson for a buyer three other lenders had turned away.
Luke Brandt Brandt Land & Home Some builders I've worked with understand a draw schedule less well than Shannon does. When a client's appraisal came in $30k light in May, she restructured the loan within a week and we didn't lose a day of framing.
Nathan Beiler Beiler Craftsman Homes Recent moves
Shannon Kerr wrote a testimonial for Luke Brandt
My client wanted to split five acres off a 40-acre tract with pattern tile and build on it. Luke knew what the tile and the grain bins were worth on their own, which is the only…
Kelsey Wright and Shannon Kerr met for a 1:1
Shannon Kerr and Priya Nair met for a 1:1
Derek Simms passed a warm referral to Shannon Kerr
A referral from Rhonda Tate to Shannon Kerr closed
Shannon Kerr wrote a testimonial for Kwame Asante
A USDA buyer of mine was under contract on a 1968 farmhouse outside Plain City with a five-day inspection window. Kwame fit it in on day two and found the well pump wired with…
Mariana Flores passed a warm referral to Shannon Kerr